USD to JPY Transfers Compared

   

As of Oct 13, 2025, the USD/JPY is at 152.1, up 2.6% from its 3-month avg. Analysts warn the USD may face volatility due to the US gov shutdown and consumer confidence drop. Meanwhile, Japan's fiscal policy changes under Takaichi are weakening the yen

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What is the best Send Money conversion rate for USD to JPY?

The best USD to JPY exchange rate is 151.29 from XE. This is -0.6% compared to the mid-market rate 152.20.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.

The above Dollar to Yen comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-JPY mid-rate and the possible savings of using various providers. 

How do USD-JPY rates compare between providers?

Looking at the full USD to JPY - Send Money comparison table the provider with the best USD to JPY exchange rate is XE at 151.29, -0.6% from the latest mid-market rate 152.20.

The next best is Wise at 151.21, -0.65% from the mid-rate.

Then OFX at 150.99, which is -0.8% from the mid-rate.

The Western Union rate is 150.68 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 140.85 at -7.5% the Wells Fargo Bank rate is 139.94 at -8.1% and the Citibank rate is 146.94 at -3.5% compared to the mid-rate 152.20.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.